The typical standard variable rate (SVR) paid by mortgage borrowers in the UK not on a specific rate has reached over five per cent for the first time in 13 years, increasing the amount
What The Census Tells Us About Home Ownership In Cornwall
For many people in Cornwall mortgages have proved a tough thing to get. England’s southernmost and westernmost county is a haven for holidaymakers and, as such, holiday lets and second homes
Life Cover - Insurance
Life Cover or Life Insurance is an insurance policy that can help your family and loved ones with everyday money worries if you pass away during the policy term. Household bills, mortgage
Bad Credit - Low credit score Mortgages Broker Derby
A credit score is a number generated by a mathematical model that represents your credit history. Lenders will use your credit report and any other financial information provided on your
Detached Homes Soar By £50k Over Year in United Kingdom
Homebuyers who are looking for a mortgage advisor in Derby to climb up the property ladder may need to raise a greater deposit than they thought, after recent figures showed larger
How To Overcome Common Barriers To Getting A Mortgage
The housing market is in an extreme state of flux that began at the start of the chaotic 2020s and has continued to ripple ever since, affecting mortgage eligibility and therefore the ability
Mortgage Numbers Fall As Rates Rise
The number of mortgages being issued in the UK has seen a slight fall, according to new Bank of England figures.
In April a total of 65,974 mortgages were approved, compared with 69,531
Mortgage and Associated Costs - Mortgages Derby Broker
Mortgage Costs
When you are taking out a mortgage, whether it be your first, a remortgage, or a new mortgage, there will be costs that need to be properly and realistically taken into
Getting a mortgage with a low credit score?
Having a low credit score can be caused be a variety of factors. It could be debt/credit agreements you have had in the past that have gone bad e.g. you have missed a series of payments these
House Prices Continue Surge in UK
People looking to get a mortgage to buy a new home will probably have been well aware of the significant rise in house prices in the past couple of years, a process that began before the
Only 50% Of Properties Achieving Full Asking Price
The housing market has been so active recently that buyers are no longer considering how much they should offer, as more than half of sellers are achieving their full asking price.
Conveyancing
When you move house, you will reach a point where the conveyancing will take place. Conveyancing can be confusing in what it is and how it works if you do not know much about it. Usually this
